Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$255,000

651 SERVIA Drive, St. Johns, FL 32259

Palisades At Durbin Crossing

Price
$255,000
Beds / Baths
2 / 3
Living area
1,210 sqft
Year built
2019
Type
Townhouse
Lot
0.05 ac
Garage
1
HOA
$122/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
83
Elementary
Durbin Creek
Middle
Fruit Cove
High school
Creekside

Seller will consider VA assumable Loan (2.25 Rate) Step inside a thoughtfully design, two bedroom, 2 1/2 bath townhome in highly sought after St. John's County community of Durbin Crossing. this home has NEW Appliances and LVP Flooring enhances the staircase and upstairs and blends, comfort, style and low maintenance living in one of the areas most desirable master plan neighborhoods. The main living features a bright open concept lay out where the kitchen, dining, and living spaces flow seamlessly together, creating the perfect setting for both every day living and entertaining. The kitchen is equipped with granite countertops offering both function and modern appeal. A convenient half bath is located downstairs for guest. Upstairs, both bedrooms feature their own private attached bathroom, providing comfort and privacy for residence or guest. Durable 18 x 18 ceramic tile runs throughout the first floor for a clean and timeless finish. A washer and dryer are included for adde Convenience. Enjoy peaceful pond to preserve views that create a quiet, relaxing, backdrop for morning coffee or evening wind downtime. Living in Durbin Crossing means access to and unmatched lifestyle. Residence enjoy two resort style amenities centers located on the north and south side of the community featuring multiple pools, children's splash area, playgrounds, tennis, courts, pickle ball, basketball, walking trails, fitness centers, and rentable cabana spaces and clubhouse with equipped kitchens. This is more than a neighborhood, it's a full lifestyle, community designed for connection, recreation, and ease. This townhome offers the perfect combination of modern updates, functional design, and resort style living in one of the St. Johns County premier communities. Close to A+ schools, dining and shopping. Schedule your private tour today!

What to check on this one

  • Verify exact flood zone designation and elevation certificate requirement with county.
  • Confirm CDD bond payoff amount and remaining assessment obligations.
  • Review HOA docs for rental restrictions and short-term-rental eligibility.
  • Request 4-point inspection and wind-mitigation report (2019 home qualifies).
  • Verify VA loan assumability terms, rate lock, and lender approval timeline.
  • Confirm waterfront easement rights and maintenance responsibilities in HOA.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,323/mo
Property tax (1.1% eff., St. Johns Co.)$234/mo
Homeowners insurance (est.)$292/mo
HOA$122/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$2,138/mo

Loan $204,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of JASON MITCHELL REAL ESTATE FLORIDA, LLC.. Data via realMLS (Northeast Florida MLS), updated Aug 26, 2026, 11:45 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.