$439,000
996 MYSTIC HARBOR Drive, Jacksonville, FL 32225, Jacksonville, FL 32225
Harbor Winds
- Price
- $439,000
- Beds / Baths
- 4 / 3
- Living area
- 2,031 sqft
- Year built
- 2000
- Type
- Residential
- Lot
- 0.14 ac
- Garage
- 2
- HOA
- $22/mo
- CDD
- No
- Flood zone
- Unknown
- County
- Duval
- Days on market
- 89
$216/sqft asking, vs a $210/sqft median across 1,006 closed sales in 32225 over the last 12 months — 3% above the area's closed prices. Condition and lot vary; that's what a showing is for.
Welcome to East Arlington and this gem of a neighborhood: Harbor Winds! This beautifully maintained 4-bedroom, 3-bath home in desirable East Arlington offers the perfect blend of space, comfort, and convenience. The open-concept floor plan features abundant natural light, durable hard-surface flooring throughout the main living areas, and a spacious kitchen with stainless steel appliances, ample cabinetry, and generous counter space. The private primary suite includes dual vanities and an updated walk-in shower, while the upstairs bonus room with a full bath is ideal as a home office, guest suite, media room, gym, or playroom. Relax year-round on the oversized screened lanai overlooking the fully fenced backyard. Conveniently located just minutes from Mayport Naval Station, Jacksonville University, Fort Caroline National Memorial, Blue Cypress Park, the St. Johns Town Center, downtown Jacksonville, shopping, dining, and the Jacksonville Beaches.
What to check on this one
- Verify actual flood zone designation—check FEMA map; get elevation certificate if AE/VE zone.
- Confirm roof age and condition; obtain inspection report if approaching 20 years.
- Review HOA documents: covenants, financials, reserve fund, any pending assessments.
- Get 4-point inspection (roof, HVAC, plumbing, electrical) for insurer quote.
- Verify plumbing material—if cast-iron or polybutylene, budget for replacement.
- Confirm HVAC age and service history; obtain maintenance records.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $351,200 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of CROSSVIEW REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 18, 2026, 1:26 PM.
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