Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$689,000

315 RIBERIA Street, St. Augustine, FL 32084, St. Augustine, FL 32084

Buena Esperanza

Price
$689,000
Beds / Baths
2 / 3
Living area
1,417 sqft
Year built
2022
Type
Residential
Lot
0.1 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
92

$486/sqft asking, vs a $211/sqft median across 1,092 closed sales in 32084 over the last 12 months — 131% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Welcome to 315 Riberia Street, a beautifully designed contemporary home built in 2022 and located in one of St. Augustine's most sought-after areas. Offering 2 bedrooms, 2 full baths, and 1 half bath across 1,417 square feet, this fully furnished, turnkey property is currently operating as a successful vacation rental and is zoned RG-1, allowing for nightly rentals within theCity of St. Augustine. Inside, you'll find an open-concept floor plan filled with natural light, elevated ceilings, and modern finishes throughout. The spacious kitchen features a large island, ample cabinetry, and seamless flow into the living and dining areas--perfect for entertaining guests or relaxing after a day exploring downtown. Enjoy peaceful evenings on the front porch watching spectacular sunsets over the San Sebastian River, or gather with friends and family beneath the backyard pergola. Whether you're seeking a primary residence, second home, or income-producing investment property, this move-in-ready home offers the best of St. Augustine living. Just a 12 minute walk to historic downtown, local restaurants, shops, marinas and attractions, this is a rare opportunity to own a modern, turnkey property in a prime location with short-term rental flexibility.

What to check on this one

  • Verify exact flood zone designation and obtain elevation certificate if in AE/VE.
  • Confirm City of St. Augustine short-term rental license is current and transferable to buyer.
  • Review roof warranty status (2022 build); confirm coverage with homeowners insurer.
  • Pull last 12 months of vacation rental income; verify expense breakdown and actual net.
  • Inspect plumbing for any issues; confirm all systems functional in turnkey condition.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$3,575/mo
Property tax (1.1% eff., St. Johns Co.)$632/mo
Homeowners insurance (est.)$402/mo
All-in monthly (est.)$4,609/mo

Loan $551,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of PONTE VEDRA CLUB REALTY, INC.. Data via realMLS (Northeast Florida MLS), updated Jul 3, 2026, 12:04 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.