Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$344,990

3616 BELLA SERA Lane, Green Cove Springs, FL 32043, Green Cove Springs, FL 32043

Bella Lago

Price
$344,990
Beds / Baths
4 / 3
Living area
1,842 sqft
Year built
2025
Type
Residential
Lot
0.17 ac
Garage
2
HOA
$5/mo
CDD
Yes
Flood zone
Unknown
County
Clay
Days on market
90
Elementary
Lake Asbury
Middle
Lake Asbury
High school
Clay

$187/sqft asking, vs a $179/sqft median across 1,751 closed sales in 32043 over the last 12 months — 4% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Brand new, energy-efficient home with a water view available! The Davenport floorplan offers a spacious layout with four bedrooms and three bathrooms. Enjoy a chef inspired kitchen with a large work island that overlooks the dining, great room and covered lanai. Now Selling Move-in Ready Homes. Lakes at Bella Lago Signature Series offers new single-family homes in Green Cove Springs, FL with various open-concept floorplans. Homeowners will enjoy world-class amenities including a pool, clubhouse, playground and large community lake. Located in Clay County, this community is just minutes from the new First Coast Expressway, providing easy access to all areas of Jacksonville. Each of our homes is built with innovative, energy-efficient features designed to help you enjoy more savings, better health, real comfort and peace of mind.

What to check on this one

  • Verify exact flood zone designation and obtain elevation certificate if in AE/VE.
  • Confirm CDD bond payoff amount and remaining assessment schedule.
  • Review HOA covenants for rental restrictions and short-term-rental eligibility.
  • Inspect builder warranty documentation and any remaining manufacturer coverage.
  • Verify homeowners insurance quote given new construction and flood zone.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,790/mo
Property tax (1.1% eff., Clay Co.)$316/mo
Homeowners insurance (est.)$292/mo
HOA$5/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$2,570/mo

Loan $275,992 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of MERITAGE HOMES OF FLORIDA REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 18, 2026, 1:53 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.