$1,585,000
1012 2ND Street, Neptune Beach, FL 32266
Neptune By The Sea
- Price
- $1,585,000
- Beds / Baths
- 5 / 3
- Living area
- 3,000 sqft
- Year built
- 1947
- Type
- Residential
- Lot
- 0.13 ac
- Garage
- 0
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Duval
- Days on market
- 86
- Elementary
- Neptune Beach
- Middle
- Duncan Fletcher
- High school
- Duncan Fletcher
$528/sqft asking, vs a $414/sqft median across 145 closed sales in 32266 over the last 12 months — 28% above the area's closed prices. Condition and lot vary; that's what a showing is for.
Originally built in 1947 and converted from a duplex to a single-family residence in 2007, this unique Neptune Beach home blends character, space, and coastal living. Located just two blocks from the ocean, the property offers 5 bedrooms, 3 bathrooms, and spacious living areas on both the upper and lower levels, providing flexibility for a variety of living arrangements. The large kitchen opens to the main living room, creating a comfortable space for everyday living and entertaining. Covered front and rear balconies provide the perfect place to enjoy the ocean breeze and beach lifestyle. There is two and half car garage space offering ample room for vehicles, storage, beach gear, or a workshop. The private backyard is ideal for entertaining, outdoor dining, and relaxing with family and friends. Just a short walk to Neptune Beach's restaurants, shops, parks, and entertainment, this home offers an exceptional beachside lifestyle.
What to check on this one
- Verify actual flood zone designation and elevation certificate requirement with Duval County.
- Obtain roof inspection report; 1947 original structure likely exceeds insurer age thresholds.
- Request 4-point inspection and wind-mitigation report for pre-1980 construction.
- Confirm 2007 conversion permits, C.O., and structural engineering documentation.
- Review plumbing material type; homes built 1947 often contain cast-iron or polybutylene.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $1,268,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of FLUID REALTY, LLC.. Data via realMLS (Northeast Florida MLS), updated Aug 7, 2026, 12:10 PM.
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