$634,000
5394 OAK BAY Drive N, Jacksonville, FL 32277, Jacksonville, FL 32277
Charter Point
- Price
- $634,000
- Beds / Baths
- 4 / 4
- Living area
- 4,111 sqft
- Year built
- 1985
- Type
- Residential
- Lot
- 0.38 ac
- Garage
- 2
- HOA
- $23/mo
- CDD
- No
- Flood zone
- Unknown
- County
- Duval
- Days on market
- 90
$154/sqft asking, vs a $166/sqft median across 476 closed sales in 32277 over the last 12 months — 7% below the area's closed prices. Condition and lot vary; that's what a showing is for.
MOTIVATED SELLER. PRICE REDUCED $40,000 and Seller Offering a $15,000 Seller Concession to be used towards Buyer's Closing Costs or Rate Buy Down. Bring us your Offer. Discover this stunning two-story home nestled in the desirable Charter Point community. Featuring 4 bedrooms, Master Bedroom boasts a large walk-in closet, 4 bathrooms, and a spacious 2-car garage, This residence boasts an inviting inground swimming pool and is situated on a generous corner lot. With more than 4,100 sq. ft. of living space, you'll love the open and airy layout. Included in the sale are 2 Refrigerators, Range plus in-wall Convection Oven and custom draperies. Enjoy scenic views of the St. Johns River right from your front yard. Plus, you're conveniently located near a variety of restaurants and shopping options. Don't miss out on this fantastic opportunity!
What to check on this one
- Verify roof age and condition; 41-year-old home may need soon inspection or replacement.
- Order 4-point inspection and wind-mitigation report; required by most insurers for this age.
- Confirm flood zone designation and obtain elevation certificate if in AE or VE zone.
- Request HOA docs for Charter Point; confirm pool maintenance fees and architectural rules.
- Inspect plumbing type; 1985 homes may have polybutylene—check for prior leaks or claims.
- Verify pool equipment age, service history, and any pending repairs or re-certification.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $507,200 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of FLORIDA HOMES REALTY & MTG LLC. Data via realMLS (Northeast Florida MLS), updated Aug 2, 2026, 7:17 PM.
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