$365,000
11952 HARBOUR COVE Drive S, Jacksonville, FL 32225, Jacksonville, FL 32225
Arbor Lake Villas
- Price
- $365,000
- Beds / Baths
- 3 / 3
- Living area
- 1,895 sqft
- Year built
- 1987
- Type
- Townhouse
- Lot
- 0.1 ac
- Garage
- 2
- HOA
- $290/mo
- CDD
- No
- Flood zone
- Unknown
- County
- Duval
- Days on market
- 90
$193/sqft asking, vs a $164/sqft median across 68 closed sales in 32225 over the last 12 months — 18% above the area's closed prices. Condition and lot vary; that's what a showing is for.
WATERFRONT beautifully updated 3-bedroom, 2-bath townhome offering exceptional privacy, flexibility, and stunning water views from nearly every room. The versatile floor plan is ideal for multigenerational living, an in-law suite, teenager's retreat, home office, or roommate arrangement. Fully modernized and move-in ready, the home features bright, open living spaces, large windows, and tasteful upgrades throughout. Enjoy tranquil WATERFRONT vistas from the living areas, bedrooms, and expanded deck. Step outside to relax, entertain, or take in the peaceful water views and natural surroundings. A uniquely private hot tub creates a spa-like retreat rarely found in townhome living. Nature lovers will appreciate the organic garden area, mature landscaping, and established plantings that provide beauty, shade, and privacy year-round. A rare opportunity to enjoy WATERFRONT living, modern comfort, flexible living options, outdoor enjoyment, and breathtaking views in one exceptional property.
What to check on this one
- Verify flood zone designation and obtain elevation certificate for waterfront property.
- Confirm roof age and condition; get insurance quotes (39 years old, may face carrier limits).
- Request 4-point inspection and wind-mitigation documentation before finalizing.
- Review HOA covenants for rental restrictions, deck/hot-tub approval, and external modification rules.
- Inspect plumbing type and age; polybutylene or cast-iron pipes require replacement estimates.
- Confirm water access type (river, creek, retention pond) and any riparian/easement restrictions.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $292,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 17, 2026, 3:16 PM.
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