Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$335,000

4398 WARM SPRINGS Way, Middleburg, FL 32068, Middleburg, FL 32068

Azalea Ridge

Price
$335,000
Beds / Baths
4 / 2
Living area
1,705 sqft
Year built
2020
Type
Residential
Lot
0.15 ac
Garage
2
HOA
$7/mo
CDD
Yes
Flood zone
Unknown
County
Clay
Days on market
90
Elementary
Middleburg
Middle
Wilkinson
High school
Middleburg

$196/sqft asking, vs a $181/sqft median across 1,447 closed sales in 32068 over the last 12 months — 9% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Welcome to this 4-bedroom, 2-bathroom home in the desirable Azalea Ridge community. Built in 2020, this residence features a spacious open-concept floor plan designed for comfortable living and easy entertaining. The large living and dining areas flow seamlessly into the kitchen, creating an inviting space for gatherings and everyday life. LVP and carpet flooring throughout provide a blend of style and comfort. Enjoy relaxing pond views from the extended patio, perfect for outdoor dining, grilling, or entertaining. With four generously sized bedrooms and two full bathrooms, this home offers flexibility for everyone! While the home could benefit from some fresh interior paint, it presents a great opportunity to add your personal touch. Residents enjoy access to two pools, a clubhouse, and a fitness center. Don't miss this waterfront opportunity in sought-after Azalea Ridge.

What to check on this one

  • Verify exact flood zone and obtain elevation certificate for pond-view property.
  • Confirm CDD bond payoff amount and remaining assessment schedule.
  • Review Azalea Ridge HOA documents, CC&Rs, and rental restriction rules.
  • Inspect roof condition and obtain age documentation (built 2020, should be solid).
  • Verify pond easement terms, maintenance responsibility, and HOA pond management policy.
  • Request seller disclosure on any prior water intrusion or drainage issues.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,738/mo
Property tax (1.1% eff., Clay Co.)$307/mo
Homeowners insurance (est.)$292/mo
HOA$7/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$2,511/mo

Loan $268,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of WATSON REALTY CORP. Data via realMLS (Northeast Florida MLS), updated Jun 21, 2026, 3:36 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.