Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$399,900

204 COMER Road, Palatka, FL 32177, Palatka, FL 32177

Metes & Bounds

Price
$399,900
Beds / Baths
3 / 2
Living area
1,530 sqft
Year built
2011
Type
Residential
Lot
1.27 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Putnam
Days on market
102

$261/sqft asking, vs a $162/sqft median across 259 closed sales in 32177 over the last 12 months — 61% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Home is located on 1.26-acre fenced grassy parcel, on a paved road in an area known for larger lots and wide-open space. Enjoy the freedom to live your lifestyle--bring the chickens, start a garden, or design your dream outdoor setup. The property sits a massive 55' x 25' enclosed pole barn and carport with 50 amp electric panel box offering endless versatility. Step inside the farmhouse-style home with vaulted ceilings, abundant natural light, and durable LVP flooring throughout the main living areas. The 1,583-square-foot split floor plan provides privacy and comfort, with the living room centered around a cozy wood-burning fireplace. The open kitchen flows seamlessly into the dining area.

What to check on this one

  • Verify flood zone designation and obtain elevation certificate from county—unknown status requires clarification.
  • Confirm roof age and condition; 2011 home may approach insurer limits—get 4-point inspection estimate.
  • Inspect pole barn and 50-amp panel for permits, electrical code compliance, and any lien issues.
  • Request septic system inspection and pumping records—rural acreage typically requires septic confirmation.
  • Walk property lines; verify fencing encroachment and any easements affecting the 1.27-acre parcel.
  • Check well water test results and service history if property relies on private well.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,075/mo
Property tax (1.1% eff., Putnam Co.)$367/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$2,734/mo

Loan $319,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of BOARDWALK REALTY ASSOCIATES LLC. Data via realMLS (Northeast Florida MLS), updated Jun 15, 2026, 1:40 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.