$539,500
95259 VILLAGE Drive, Fernandina Beach, FL 32034
The Villages Of Marsh Lakes
- Price
- $539,500
- Beds / Baths
- 4 / 3
- Living area
- 2,003 sqft
- Year built
- 1999
- Type
- Residential
- Lot
- 0.11 ac
- Garage
- 2
- HOA
- $111/mo
- CDD
- No
- Flood zone
- Unknown
- County
- Nassau
- Days on market
- 95
$269/sqft asking, vs a $254/sqft median across 1,186 closed sales in 32034 over the last 12 months — 6% above the area's closed prices. Condition and lot vary; that's what a showing is for.
Welcome to sought-after Marsh Lakes, where comfort, versatility, and coastal charm come together. This beautifully maintained, move-in ready home features a desirable floor plan with a first-floor primary suite and an expansive second-floor bonus room complete with a full bath, mini refrigerator, coffee bar, microwave, and private balcony with peaceful marsh and lake views. Perfect as a guest retreat, second primary suite, or mother-in-law suite. The open-concept layout offers soaring vaulted ceilings and seamlessly connects the kitchen, dining, and living areas. Enjoy beautiful cabinetry, a breakfast bar, and sunny breakfast nook, plus a glass-enclosed sunroom overlooking a private stone courtyard. Offered fully furnished, this home is ideal as a primary residence, second home, or vacation getaway. Residents enjoy a community pool, tennis and pickleball courts, walking paths, and a stocked pond.
What to check on this one
- Verify flood zone designation and pull elevation certificate for AE/VE zone confirmation.
- Request roof inspection report; 1999 roof likely near replacement window for insurance.
- Obtain 4-point inspection (roof, HVAC, plumbing, electrical) and wind-mitigation report.
- Confirm HOA reserve study, CDD bond status, and rental restriction on in-law suite use.
- Review plumbing materials; cast-iron drain lines common in 1999, may need replacement soon.
- Get homeowners insurance quote now; verify insurer will cover at this price point.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $431,600 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of AMELIA ISLAND REAL ESTATE SERVICES. Data via realMLS (Northeast Florida MLS), updated Aug 13, 2026, 7:29 PM.
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