Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$1,495,000

472 RIDGEWAY Road, St. Augustine, FL 32080

Ocean Ridge

Price
$1,495,000
Beds / Baths
4 / 3
Living area
2,727 sqft
Year built
2020
Type
Residential
Lot
0.24 ac
Garage
2
HOA
$167/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
80
Elementary
R. B. Hunt
Middle
Sebastian
High school
St. Augustine

Walk or bike to the beach from this beautifully designed 4-bedroom, 3-bath coastal residence in the highly sought-after Ocean Ridge community of St. Augustine Beach. Built by Riverside Homes in 2020, this thoughtfully designed home offers 2,727 square feet of living space with timeless coastal style and modern comfort. A welcoming front porch leads into an open-concept floor plan featuring soaring vaulted and beamed ceilings, luxury vinyl plank flooring, and abundant natural light throughout. The gourmet kitchen showcases floor-to-ceiling white shaker cabinetry, granite countertops, a herringbone tile backsplash, built-in Bosch appliances, a large center island, and a butler's pantry. The flexible layout includes a private study, first-floor guest suite, spacious owner's retreat, and an upstairs loft opening to a covered balcony. French doors lead to the covered lanai and backyard with room for a future pool beneath beautiful mature live oaks. Additional features include an outdoor shower and pre-plumbing for a future outdoor kitchen. A rear gate provides convenient access through the neighborhood, making beach walks and bike rides even easier. Ideally located just moments from the beach, restaurants, shops, and local favorites, this exceptional Ocean Ridge home captures the very best of St. Augustine Beach living.

What to check on this one

  • Verify flood zone designation and elevation certificate requirement for St. Augustine Beach
  • Confirm HOA $167/mo covers what; request Ocean Ridge CC&Rs and rental restrictions
  • Review roof warranty status (2020 build); confirm no prior claims or damage
  • Inspect exterior for salt-spray corrosion on metal fixtures and hardware
  • Verify all Bosch appliances under manufacturer warranty; get service records

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$7,757/mo
Property tax (1.1% eff., St. Johns Co.)$1,370/mo
Homeowners insurance (est.)$872/mo
HOA$167/mo
All-in monthly (est.)$10,166/mo

Loan $1,196,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of PONTE VEDRA CLUB REALTY, INC.. Data via realMLS (Northeast Florida MLS), updated Aug 26, 2026, 1:52 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.