Ask Ben.
Ask Ben.
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Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$1,990,000

1 SAN GABRIEL Lane, Palm Coast, FL 32137, Palm Coast, FL 32137

Hammock Dunes

Price
$1,990,000
Beds / Baths
3 / 4
Living area
3,064 sqft
Year built
2000
Type
Residential
Lot
0.45 ac
Garage
3
HOA
$238/mo
CDD
Yes
Flood zone
Unknown
County
Flagler
Days on market
98
Elementary
Old Kings
Middle
Indian Trails
High school
Matanzas

$649/sqft asking, vs a $195/sqft median across 313 closed sales in 32137 over the last 12 months — 233% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Enjoy ocean and lake views, and the relaxing Florida lifestyle from this gorgeous updated custom home in the prestigious and gated Hammock Dunes. Walk to the Atlantic Ocean with private beach access. Club memberships at Hammock Dunes and Hammock Beach are available. The large home site is 125' wide on water and 150' deep. From the moment you enter both floors, the panoramic water views create an immediate sense of tranquility, immersing you in the natural beauty of this Audubon-certified coastal sanctuary. The concrete block home features 3 bedrooms, 2 offices, 2 gathering rooms, 3.5 baths and a 3 car garage. The 1st floor has a gathering room with a custom wet bar, 2 guest rooms, office, 2 full bathrooms, and laundry room. Upstairs is the main living area with white oak wood floors, owner's suite, half bath, and another office/ flex space with stunning views. The owner's suite includes a spa-like bath with a rain shower, body jets, two walk in closets with built-ins. Elevator could be added easily next to stair case. Seller put about $500,000 in updates to home since purchase in 2006. See attached list. All bathrooms have been renovated and entire home is very lightly lived in, like new, airy and bright. 3 car garage floor has Shark Coating on floor. Bring your own kitchen appliances to customize your dream kitchen. Some photos show virtual refrigerator and virtual dishwasher. Tile roof was assessed and it has 25 years of life left. Next to the Ritz Carlton Residences. Close to airports, marina, and hospitals. Membership to the Hammock Dunes Club is available, but not required and offers two championship golf courses, an oceanfront clubhouse with world class amenities including dining, fitness center, heated pool and spa, tennis, pickle ball, croquet and much more. Hammock Beach is also minutes away and you can join there with amazing amenities.

What to check on this one

  • Verify CDD bond payoff amount and annual assessment with Flagler County
  • Confirm Hammock Dunes HOA docs, CC&Rs, club membership terms and costs
  • Obtain 4-point inspection and wind-mitigation report (home age 26 yrs)
  • Request elevation certificate for flood zone verification and insurance
  • Review all $500K renovation permits, warranties, contractor documentation
  • Confirm roof age/material and current homeowner's insurance carrier approval

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$10,326/mo
Property tax (1.1% eff., Flagler Co.)$1,824/mo
Homeowners insurance (est.)$1,161/mo
HOA$238/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$13,716/mo

Loan $1,592,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of PONTE VEDRA CLUB REALTY, INC.. Data via realMLS (Northeast Florida MLS), updated Jul 28, 2026, 6:26 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.