Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$649,000

5340 CLAPBOARD COVE Court, Jacksonville, FL 32226

Tidewater

Price
$649,000
Beds / Baths
5 / 4
Living area
3,931 sqft
Year built
2022
Type
Residential
Lot
0.46 ac
Garage
3
HOA
$83/mo
CDD
Yes
Flood zone
Unknown
County
Duval
Days on market
85

YOUR DREAM HOME AWAITS YOU! Backing onto Clapboard Creek and nestled on 0.46 of an acre this 5 bedroom, 3.5 bath home features high ceilings, a kitchen with solid surface countertops and stainless steel appliances that opens up to a generous sized living room with a fireplace and a second floor loft with a powder room. Property is being sold ''As-Is'' with the right to inspect. Seller will make no repairs. Seller will not pay for or provide survey. This property may qualify for Seller Financing(Vendee). If property was built prior to 1978, Lead Based Paint Potentially exists. Please see attachments for offer instructions.

What to check on this one

  • Verify exact flood zone designation and obtain elevation certificate for Clapboard Creek waterfront.
  • Request CDD bond payoff amount and confirm no special assessments pending.
  • Confirm 2022 roof warranty status and get copy of all builder documentation.
  • Obtain HOA CC&Rs; verify waterfront lot restrictions and short-term rental rules.
  • Order 4-point inspection given waterfront location and creek backing.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$3,368/mo
Property tax (1.1% eff., Duval Co.)$595/mo
Homeowners insurance (est.)$379/mo
HOA$83/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$4,592/mo

Loan $519,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of ALFA REALTORS CORP. Data via realMLS (Northeast Florida MLS), updated Aug 27, 2026, 1:00 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.