$895,000
225 TWENTIETH Street, St. Augustine, FL 32084, St. Augustine, FL 32084
North Beach
- Price
- $895,000
- Beds / Baths
- 4 / 2
- Living area
- 1,903 sqft
- Year built
- 2020
- Type
- Residential
- Lot
- 0.23 ac
- Garage
- 2
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- St. Johns
- Days on market
- 92
- Elementary
- Ketterlinus
- Middle
- Sebastian
- High school
- St. Augustine
OPEN HOUSE & NEW PRICE Saturday August 22, 1-3pm! Now is your chance to experience the best of coastal living in this beautifully maintained single-story 4-bedroom, 2-bath home in North Beach, St. Augustine. Located just one lot off A1A with direct beach access steps away, this home offers the perfect blend of comfort, convenience, and beachside charm. Thoughtfully custom built in 2020 by the original owners, the home was designed to bring the outdoors in. Expansive 8-foot double doors throughout the living room and primary suite create an open, airy flow that makes everyday living feel seamlessly connected to the coastal surroundings. Natural light fills the open-concept living space, creating a bright and inviting atmosphere perfect for relaxing or entertaining after a day at the beach. Built high and dry, this home has never flooded, offering added peace of mind. Step outside to your private fully fenced backyard featuring spacious decking, green space, and an outdoor shower- ideal for rinsing off sandy feet, hosting summer or enjoying evenings in the coastal breeze. The property also offers ample parking for cars, boats, or golf carts. Located behind the fence, the 32'x16' concrete pad is ready to store all your toys with space for a camper or boat. Equipped with full RV hookup: 50-amp electrical service with water & sewer hookup, it's a great multi-use area! The split-AC 2-car garage has been transformed into a versatile flex space perfect for a game room, gym, or entertaining area. Could easily be used for cars as well. Whether you're searching for a full-time residence, vacation retreat, or investment opportunity, this move-in-ready coastal gem places you just moments from the beach, restaurants, and everything Vilano Beach and St. Augustine has to offer.
What to check on this one
- Confirm flood zone designation with St. Johns County Property Appraiser; obtain elevation certificate.
- Request roof inspection report; verify materials and installation date for insurance eligibility.
- Verify no flood history claim—get FEMA/county flood maps and seller's disclosure.
- Inspect all windows and doors for salt-spray damage; check caulking and seals.
- Review homeowner's insurance quotes—beachfront location may carry higher premiums.
- Confirm septic system service records and last pump-out date.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $716,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 27, 2026, 3:09 PM.
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