Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$390,000

12 BITTERROOT Avenue, Middleburg, FL 32068

Section Land

Price
$390,000
Beds / Baths
3 / 2
Living area
1,800 sqft
Year built
2026
Type
Residential
Lot
1 ac
Garage
2
HOA
None
CDD
No
Flood zone
Unknown
County
Clay
Days on market
92

Welcome to your dream home! 3-bed 2-bath 2- car garage . The split floor plan offers privacy for the master suite. As you step inside the living area, The open floor plan creates a seamless flow between the living room, dining area, and kitchen. Country living offers a level of privacy and peace that's hard to find elsewhere. NO HOA & NO CDD FEES. Bring all your toys, Boat Rv ATVS. Don't miss the opportunity to make this stunning property your forever home. Conveniently located near shopping centers, schools, parks, and major highways, you'll have easy access to everything you need.

What to check on this one

  • Confirm final flood zone designation and obtain elevation certificate if required.
  • Verify builder warranty details and transferability to new owner.
  • Order 4-point inspection and wind-mitigation report before closing.
  • Confirm septic system location, capacity, and maintenance records.
  • Review utility providers and well/septic service availability for 1-acre lot.
  • Verify property survey and confirm lot lines before final walkthrough.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,024/mo
Property tax (1.1% eff., Clay Co.)$358/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$2,674/mo

Loan $312,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of MAGNOLIA & OAK REAL ESTATE COMPANY LLC. Data via realMLS (Northeast Florida MLS), updated Aug 5, 2026, 6:35 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.