Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$324,500

3199 ECHO Street, Jacksonville, FL 32218

Garden City

Price
$324,500
Beds / Baths
4 / 2
Living area
1,739 sqft
Year built
2026
Type
Residential
Lot
Garage
2
HOA
None
CDD
No
Flood zone
Unknown
County
Duval
Days on market
96

Welcome to brand-new construction with zero HOA or CDD fees holding you back! From the moment you step inside, this modern 4-bedroom home feels open, bright, and easy to live in. The kitchen is an absolute showstopper--think white shaker cabinets, granite countertops, stainless steel appliances, and a huge island made for entertaining. You'll love kicking back in the cozy living room by the electric fireplace, and the durable vinyl plank floors keep life hassle-free. The owner's suite features a sleek tiled walk-in shower, and that 4th bedroom easily flexes as an office or gym. Wrapped up with a 2-car garage and a super convenient location near the airport, shopping, and dining, this move-in-ready home is ready when you are.

What to check on this one

  • Verify builder warranty coverage and transferability to new owner.
  • Confirm flood zone designation and obtain elevation certificate if applicable.
  • Review all builder-supplied appliance manuals and warranty documentation.
  • Request final inspection reports and Certificate of Occupancy from builder.
  • Confirm all promised finishes (countertops, flooring, appliances) match spec sheet.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,684/mo
Property tax (1.1% eff., Duval Co.)$297/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$2,273/mo

Loan $259,600 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of HERRON REAL ESTATE LLC. Data via realMLS (Northeast Florida MLS), updated Sep 1, 2026, 4:46 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.