Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$795,000

235 CRYSTAL COVE Drive, Palatka, FL 32177, Palatka, FL 32177

Crystal Cove

Price
$795,000
Beds / Baths
3 / 2
Living area
2,782 sqft
Year built
2007
Type
Residential
Lot
0.52 ac
Garage
5
HOA
None
CDD
No
Flood zone
Unknown
County
Putnam
Days on market
92

$286/sqft asking, vs a $162/sqft median across 259 closed sales in 32177 over the last 12 months — 76% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Have you been searching for a home that feels like a private resort? This stunning custom-built 3-bedroom, 2-bath home delivers upscale living inside and out. The heart of the home is a chef's kitchen with custom oak cabinetry, granite countertops, double ovens, and a 6-burner gas stove, all overlooking multiple living and dining spaces designed for gathering and entertaining. Retreat to the luxurious owner's suite featuring a spa-inspired bathroom, private sitting area, and oversized walk-in closets. Step outside to your own backyard paradise where a beautiful screened inground pool and expansive patio create the perfect setting for relaxing weekends, family gatherings, and unforgettable summer evenings. Need extra space? The detached garage is ideal for a workshop, hobby room, guest retreat, or ultimate man cave. Add in views of the St. Johns River and nearby boat ramp access, and you'll quickly realize this isn't just a home - it's the lifestyle you've been waiting for.

What to check on this one

  • Verify roof age and get wind-mitigation inspection quote for 2007 build.
  • Confirm flood zone designation and obtain elevation certificate if in AE/VE.
  • Request pool equipment service history and current operational status documentation.
  • Inspect plumbing for polybutylene; verify copper or PEX lines throughout.
  • Confirm detached workshop/garage meets county zoning and any permitted use restrictions.
  • Review St. Johns River proximity for stormwater/drainage impacts on property.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$4,125/mo
Property tax (1.1% eff., Putnam Co.)$729/mo
Homeowners insurance (est.)$464/mo
All-in monthly (est.)$5,318/mo

Loan $636,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of TIMBER TO TIDES REALTY LLC. Data via realMLS (Northeast Florida MLS), updated Aug 29, 2026, 6:32 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.