$495,000
96291 NASSAU LAKES Circle, Fernandina Beach, FL 32034, Fernandina Beach, FL 32034
Nassau Lakes
- Price
- $495,000
- Beds / Baths
- 4 / 3
- Living area
- 2,244 sqft
- Year built
- 2004
- Type
- Residential
- Lot
- 0.27 ac
- Garage
- 2
- HOA
- $31/mo
- CDD
- No
- Flood zone
- Unknown
- County
- Nassau
- Days on market
- 96
$221/sqft asking, vs a $254/sqft median across 1,186 closed sales in 32034 over the last 12 months — 13% below the area's closed prices. Condition and lot vary; that's what a showing is for.
Beautifully landscaped and ideally positioned on a spacious corner lot, this well-maintained home offers outstanding curb appeal and plenty of room to grow. The thoughtfully designed floor plan features expansive living spaces on the main level--perfect for both everyday living and entertaining--while four generously sized bedrooms upstairs provide comfort and privacy. Recent updates enhance both style and functionality, including an electric fireplace, cement-coated floors, updated bathrooms including showers and tubs, new countertops. The bright kitchen showcases newer stainless-steel appliances and a cozy breakfast area, ideal for casual dining. A formal dining room overlooks the private, fully fenced backyard, enclosed with a 6-foot privacy fence--perfect for relaxing or hosting gatherings. Step outside to enjoy the paver patio which is perfect for dining or proceed to your own firepit area, creating a warm and inviting outdoor living space. This oversized lot can accommodate a poo
What to check on this one
- Verify roof age and get 4-point inspection quote; home is 22 years old.
- Confirm flood zone officially with county; obtain elevation certificate if AE/VE.
- Request HOA docs; clarify what $31/mo covers and any pending assessments.
- Inspect plumbing type; if original 2004, confirm no polybutylene lines.
- Get HVAC age/service history; request maintenance records for recent updates.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $396,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of KELLER WILLIAMS REALTY ATLANTIC PARTNERS. Data via realMLS (Northeast Florida MLS), updated Jul 23, 2026, 2:16 PM.
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