Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$379,000

113 SHALLOW BAY Court, St. Augustine, FL 32084, St. Augustine, FL 32084

Morgans Cove

Price
$379,000
Beds / Baths
3 / 2
Living area
1,596 sqft
Year built
2023
Type
Residential
Lot
0.25 ac
Garage
2
HOA
$31/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
88
Elementary
Webster
Middle
Murray
High school
St. Augustine

$237/sqft asking, vs a $211/sqft median across 1,092 closed sales in 32084 over the last 12 months — 13% above the area's closed prices. Condition and lot vary; that's what a showing is for.

BETTER THAN NEW! Easy living with split-bedroom single story plan. Featuring 3 bedrooms, 2 baths, and a 2-car garage, this house is the perfect place to call home. Meticulously lived in, it still smells new! What a great find for a home that feel new but without the build-time or builder cost premiums! Neutral colors, LVP throughout the living space, white kitchen with 42-inch cabinets, stainless appliances, and quartz counters. One of the largest lots in Morgan's Cove and positioned at the top of a cul-de-sac with no neighbors behind you! Located within 10 miles of the St. Augustine Amphitheater and Farmers Market, 7 miles to historical Old St. Augustine, 8 miles to St. Augustine Beaches, only 7 miles to the Aquarium and 9 miles to the outlets! Location is key on this amazing find! Schedule your showing today!

What to check on this one

  • Verify flood zone designation with FEMA map; request elevation certificate if in AE/VE.
  • Confirm builder warranty coverage remaining and transferability to new owner.
  • Review HOA docs for Morgan's Cove: rules, reserve study, special assessments pending.
  • Inspect roof, HVAC, and appliances; obtain maintenance records from current owner.
  • Pull title report and confirm no liens, easements, or disclosure issues.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,967/mo
Property tax (1.1% eff., St. Johns Co.)$347/mo
Homeowners insurance (est.)$292/mo
HOA$31/mo
All-in monthly (est.)$2,637/mo

Loan $303,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of KELLER WILLIAMS ST JOHNS. Data via realMLS (Northeast Florida MLS), updated Aug 20, 2026, 6:17 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.