$389,900
23 BANNER Lane, Palm Coast, FL 32137, Palm Coast, FL 32137
Palm Coast
- Price
- $389,900
- Beds / Baths
- 4 / 2
- Living area
- 1,800 sqft
- Year built
- 2026
- Type
- Residential
- Lot
- 0.23 ac
- Garage
- 2
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Flagler
- Days on market
- 132
$217/sqft asking, vs a $195/sqft median across 313 closed sales in 32137 over the last 12 months — 11% above the area's closed prices. Condition and lot vary; that's what a showing is for.
ASK AGENT ABOUT THE EXCEPTIONAL INCENTIVES!! NO ORIGINATION FEES - NO APPLICATION FEES, With our approved lender & $31,000 UPGRADES INCLUDED!! Stunning Caspian Model in Palm Coast - Modern Living at Its Finest . Welcome to this beautifully designed 4-bedroom, 2-bath Caspian home located in the desirable Palm Coast area. Featuring 9'4'' ceilings, this home offers an open and airy feel throughout, enhancing both space and natural light. The thoughtfully designed floor plan showcases luxury vinyl plank flooring throughout, combining durability with modern style. The kitchen is a true centerpiece, complete with quartz countertops, ample cabinetry, and a layout perfect for both everyday living and entertaining. The spacious primary suite provides a relaxing retreat, while the additional bedrooms offer flexibility for guests, a home office, or growing families. Enjoy a perfect blend of comfort, style, and functionality in a rapidly growing area close to shopping, dining, parks, and Florida's beautiful beaches. Don't miss your opportunity!
What to check on this one
- Verify flood zone designation with Flagler County Property Appraiser or FEMA map.
- Confirm builder warranty terms, transferability, and coverage details in writing.
- Request final inspection punch list and completion timeline from builder.
- Verify all $31,000 upgrades are documented in contract with specific descriptions.
- Confirm lender incentives (no origination/application fees) in writing before closing.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $311,920 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of EAZ REALTY LLC. Data via realMLS (Northeast Florida MLS), updated Aug 31, 2026, 5:25 PM.
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