Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$195,000

528 TROUT RIVER Drive, Jacksonville, FL 32208, Jacksonville, FL 32208

Panama Park

Price
$195,000
Beds / Baths
3 / 2
Living area
1,457 sqft
Year built
1980
Type
Residential
Lot
0.23 ac
Garage
2
HOA
None
CDD
No
Flood zone
Unknown
County
Duval
Days on market
69

$134/sqft asking, vs a $116/sqft median across 744 closed sales in 32208 over the last 12 months — 16% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Discover the potential of this beautiful concrete block home situated on a desirable corner lot with a limited river view. Featuring 3 bedrooms and 2 bathrooms, this unique property is ready for your personal touches and vision. Enjoy the freedom of no HOA or CDD fees, giving you endless possibilities to make this home your own. ROOF replacement completed in 2021. Don't miss the opportunity to see everything this property has to offer. Schedule your showing today!

What to check on this one

  • Confirm roof replacement completion date and warranty documentation from 2021.
  • Obtain flood zone designation and elevation certificate for accurate insurance quotes.
  • Verify plumbing material (polybutylene risk if original 1980 construction remains).
  • Request 4-point inspection report; home qualifies due to 1980 build year.
  • Confirm no active liens, code violations, or deferred maintenance issues.
  • Review title for any easements affecting corner lot or limited river view.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,012/mo
Property tax (1.1% eff., Duval Co.)$179/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,483/mo

Loan $156,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of KASHMIRI REALTY AND PROPERTY MANAGEMENT. Data via realMLS (Northeast Florida MLS), updated Jul 22, 2026, 5:08 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.