Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$558,000

45 GAN Way, St. Johns, FL 32259

Grand Creek North

Price
$558,000
Beds / Baths
4 / 3
Living area
2,660 sqft
Year built
2022
Type
Residential
Lot
0.18 ac
Garage
3
HOA
$104/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
93
Elementary
Trout Creek Academy
Middle
Trout Creek Academy
High school
Bartram Trail

$210/sqft asking, vs a $221/sqft median across 2,395 closed sales in 32259 over the last 12 months — 5% below the area's closed prices. Condition and lot vary; that's what a showing is for.

HUGE PRICE REDUCED!! Price to sale! Seller is offering 1% closing cost to buyers with an acceptable offer! Welcome to 45 Gan Way in the highly sought-after Grand Creek North community in St.Johns! NO CDD FEE! Owner spent over 30k on upgrades! including fully paved and fully fenced backyard. This beautifully well maintained 4-bedroom+Flex room, 3-bath home offers over 2660 square feet of thoughtfully designed living space, combining modern comfort with exceptional outdoor living. Situated on a premium pond-view lot. Step outside to a fully fenced backyard featuring an expansive fully paved outdoor space--perfect for entertaining, family gatherings, outdoor dining, or simply relaxing while taking in the serene pond views. Inside, the home showcases spacious living areas, an open-concept layout, and contemporary finishes throughout. Additional upgrades include a whole-house water softener system for enhanced water quality and an epoxy-coated garage floor.

What to check on this one

  • Verify flood zone designation and elevation certificate requirements for St. Johns county.
  • Confirm HOA $104/mo covers what; request Grand Creek North CC&Rs and rental restrictions.
  • Review HOA financials and reserve study; confirm no special assessments pending.
  • Inspect roof warranty documentation; confirm 2022 construction and coverage details.
  • Verify water softener warranty transfer and maintenance contract terms with seller.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,895/mo
Property tax (1.1% eff., St. Johns Co.)$512/mo
Homeowners insurance (est.)$326/mo
HOA$104/mo
All-in monthly (est.)$3,837/mo

Loan $446,400 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of EXP REALTY LLC. Data via realMLS (Northeast Florida MLS), updated Aug 19, 2026, 8:01 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.