Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$420,000

2775 RAVINES Road, Middleburg, FL 32068

Ravines

Price
$420,000
Beds / Baths
4 / 3
Living area
2,292 sqft
Year built
2004
Type
Residential
Lot
0.95 ac
Garage
2
HOA
$93/mo
CDD
No
Flood zone
Unknown
County
Clay
Days on market
77
Elementary
Shadowlawn
Middle
Lake Asbury
High school
Middleburg

Experience everyday comfort and practicality at 2775 Ravines Rd, where a partial flooring replacement complements an inviting ambiance. The residence includes a cozy fireplace and a kitchen updated with an accent backsplash. The primary bedroom features a spacious walk in closet, and the primary bathroom provides the convenience of double sinks. Exterior amenities include a covered patio overlooking an in ground pool and a fully fenced in backyard. Discover a perfect blend of refreshed interiors and leisure-focused grounds.. Included 100-Day Home Warranty with buyer activation

What to check on this one

  • Verify roof age and get inspection—home is 22 years old, may need soon
  • Confirm flood zone designation and obtain elevation certificate if in AE/VE
  • Request 4-point inspection + wind-mitigation report for insurance approval
  • Verify HOA $93/mo covers what; request all governing docs and financials
  • Have pool equipment & recent maintenance records reviewed by licensed contractor
  • Confirm plumbing materials (polybutylene risk era); get septic/drain field info

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,179/mo
Property tax (1.1% eff., Clay Co.)$385/mo
Homeowners insurance (est.)$292/mo
HOA$93/mo
All-in monthly (est.)$2,949/mo

Loan $336,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of OPENDOOR BROKERAGE, LLC.. Data via realMLS (Northeast Florida MLS), updated Aug 20, 2026, 5:03 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.