$1,395,000
104 BELMONT Drive, St. Johns, FL 32259
Whitelock Farms
- Price
- $1,395,000
- Beds / Baths
- 4 / 3
- Living area
- 3,147 sqft
- Year built
- 2003
- Type
- Residential
- Lot
- 2.53 ac
- Garage
- 5
- HOA
- $167/mo
- CDD
- No
- Flood zone
- Unknown
- County
- St. Johns
- Days on market
- 93
- Elementary
- Hickory Creek
- Middle
- Switzerland Point
- High school
- Bartram Trail
$443/sqft asking, vs a $221/sqft median across 2,395 closed sales in 32259 over the last 12 months — 101% above the area's closed prices. Condition and lot vary; that's what a showing is for.
Situated within the prestigious equestrian community of Whitelock Farms, this elegant all-brick estate spans 2.53 scenic acres, offering both privacy and an exceptional outdoor lifestyle. Surrounded by mature trees this park-like setting is truly picturesque. Designed with entertaining in mind, the property features a heated in-ground pool with spa, a fully equipped summer kitchen, and spacious outdoor living areas--all creating a serene, resort-style retreat. Inside, the spacious family room is centered around a gas fireplace, and serves as the heart of the home. Surrounding the main living area are a formal dining room, dedicated office space, and a chef's kitchen with a center island that flows into a bright breakfast area. All are enhanced by classic finishes such as tile and hardwood flooring, granite countertops, and custom cabinetry. A unique bonus space off the laundry room offers flexibility for a gym, craft room, or secondary office. The primary suite provides ... a private escape, featuring double-door entry, a garden tub, walk in shower, custom built-ins, and dual closets. Two additional bedrooms share a convenient jack-and-jill bathroom, while the fourth bedroom offers flexibility as a guest room. A third full bath with direct access to the pool area, adds convenience and functionality. Additional highlights include an attached three-car garage, covered RV parking with 50 amp. electrical hookup for an RV or boat, and a detached 2-car garage with unfinished space above--perfect for future guest accommodations, an office, or customized use. Surrounded by estate homes and preserved acreage, Whitelock Farms offers premier equestrian amenities such as riding trails, jumping and dressage arenas, and community sports fields. This is a rare opportunity to enjoy refined country living with privacy and luxury, all just minutes from nearby conveniences. Located within the highly regarded St. Johns County A+ rated school district, this property represents an outstanding opportunity in one of the area's most desirable communities.
What to check on this one
- Verify flood zone designation—check FEMA map; may affect insurance cost and requirements.
- Confirm roof age and condition; 2003 home approaching insurance concern threshold in Florida.
- Obtain 4-point inspection report (roof, HVAC, plumbing, electrical) and wind-mitigation cert.
- Review HOA documents and any Whitelock Farms equestrian CC&Rs—verify pool/amenity maintenance obligations.
- Request pool/spa maintenance records and current equipment condition; heated systems costly to repair.
- Confirm HVAC age/serviceability; Florida heat demands reliable systems in 3,147-sq-ft home.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $1,116,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of CB ISAAC REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 20, 2026, 10:22 AM.
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