$605,000
191 CHIPOLA TRACE, St. Johns, FL 32259
Rivertown
- Price
- $605,000
- Beds / Baths
- 4 / 3
- Living area
- 2,732 sqft
- Year built
- 2016
- Type
- Residential
- Lot
- 0.17 ac
- Garage
- 2
- HOA
- $4/mo
- CDD
- Yes
- Flood zone
- Unknown
- County
- St. Johns
- Days on market
- 95
$221/sqft asking, vs a $221/sqft median across 2,395 closed sales in 32259 over the last 12 months — 0% above the area's closed prices. Condition and lot vary; that's what a showing is for.
Preferred lender offering free 1 year rate buy down! Welcome to Rivertown! This beautifully maintained two-story home offers the perfect blend of space, style, and functionality. The open-concept floor plan features a spacious family room with a cozy fireplace, a formal dining area, and a stunning kitchen complete with granite countertops, stainless steel appliances, abundant cabinetry, and a large center island with seating. The first-floor primary suite provides a private retreat with a spa-like bath, dual vanities, soaking tub, walk-in shower, and an oversized walk-in closet. Upstairs, you'll find generously sized secondary bedrooms and a versatile loft ideal for a media room, playroom, or home office. Step outside to a covered lanai overlooking a fully fenced backyard with plenty of room to play, entertain, or add a future pool. Located in the highly sought-after Rivertown community with resort-style amenities, pools, trails, parks, and top-rated St. Johns County schools, this home offers the lifestyle you've been searching for.
What to check on this one
- Verify flood zone designation and obtain elevation certificate if in AE/VE zone.
- Confirm CDD bond payoff amount and remaining assessment obligations.
- Review HOA documents for any rental restrictions or lease-transfer rules.
- Inspect roof condition and confirm installation date; verify homeowner's insurance approval.
- Pull closing disclosure to confirm lender rate-buydown terms and duration.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $484,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of HERRON REAL ESTATE LLC. Data via realMLS (Northeast Florida MLS), updated Aug 16, 2026, 6:42 AM.
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