Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$869,500

544 MARKET Street, St. Augustine, FL 32095

Palencia

Price
$869,500
Beds / Baths
4 / 5
Living area
3,916 sqft
Year built
2007
Type
MultiFamily
Lot
0.05 ac
Garage
2
HOA
None
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
104

Upscale mixed-use townhouse with office, townhome and loft apartment. Well built structure with low maintenance. Superb amenities and tenants in place or ability to occupy yourself.

What to check on this one

  • Verify roof age and get 4-point inspection—19-year-old roof may need insurer pre-approval.
  • Confirm actual flood zone via FEMA map; waterfront location requires elevation certificate.
  • Pull CDD bond payoff amount and verify annual assessment obligations.
  • Review lease agreements for all three units—terms, rates, tenant stability.
  • Get property survey to confirm lot line boundaries and waterfront setback compliance.
  • Inspect plumbing materials—2007 build should be safe, but verify no polybutylene.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$4,512/mo
Property tax (1.1% eff., St. Johns Co.)$797/mo
Homeowners insurance (est.)$507/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$5,983/mo

Loan $695,600 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of EXIT MAGNOLIA POINT REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 23, 2026, 6:56 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.