$541,647
40 BUFFALO Court, St. Augustine, FL 32092
Shearwater
- Price
- $541,647
- Beds / Baths
- 4 / 3
- Living area
- 2,500 sqft
- Year built
- 2026
- Type
- Residential
- Lot
- 0.13 ac
- Garage
- 2
- HOA
- $20/mo
- CDD
- Yes
- Flood zone
- Unknown
- County
- St. Johns
- Days on market
- 0
- Elementary
- Trout Creek Academy
- Middle
- Trout Creek Academy
- High school
- Beachside
The Vilano is a thoughtfully designed two-story home offering approximately 2,500 square feet of flexible living space, ideal for today's busy households. This popular floor plan features four bedrooms, three full baths, and a spacious upstairs loft that works perfectly as a second living area, home office, or playroom. The main level offers an open layout with a well-appointed kitchen that includes a gas cooktop, upgraded cabinetry, and a large center island with casual seating. The kitchen flows seamlessly into the great room, creating a comfortable space for everyday living and entertaining. Sliding doors lead to a covered patio, extending your living space outdoors. A first-floor bedroom and full bath provide a great option for guests or multigenerational living. Upstairs, the owner's suite offers a private retreat with a generous walk-in closet and en-suite bath. Additional bedrooms are well sized, and the centrally located laundry room adds everyday convenience.
What to check on this one
- Verify exact flood zone designation and obtain elevation certificate if in AE/VE
- Confirm CDD bond payoff amount and remaining assessment term
- Review final HOA documentation and any deed restrictions
- Inspect new construction warranty coverage and builder obligations
- Verify gas line installation and cooktop safety inspection completion
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $433,318 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of OLYMPUS EXECUTIVE REALTY, INC. Data via realMLS (Northeast Florida MLS), updated May 30, 2026, 6:00 PM.
IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.