Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$134,900

1413 W 21ST Street, Jacksonville, FL 32209, Jacksonville, FL 32209

Moncrief Park

Price
$134,900
Beds / Baths
2 / 1
Living area
920 sqft
Year built
1953
Type
Residential
Lot
0.05 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Duval
Days on market
96
Elementary
George W. Carver
Middle
Matthew Gilbert
High school
William M. Raines

$147/sqft asking, vs a $109/sqft median across 689 closed sales in 32209 over the last 12 months — 34% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Why rent when you can own? This thoughtfully updated 2-bedroom, 1-bath concrete block home offers an excellent opportunity for affordable homeownership. Inside, you'll find a bright and inviting interior with modern finishes, an updated kitchen with stainless steel appliances, and a refreshed bathroom designed for everyday comfort. Recent improvements throughout the home provide added peace of mind and make moving in easy. Step outside to enjoy a fully fenced yard with plenty of room for pets, outdoor activities, or entertaining guests. The decorative gravel patio creates the perfect space to relax and unwind, while the storage shed offers added functionality. Conveniently located near major roadways, shopping, dining, and everyday amenities, this home combines comfort, practicality, and value. Whether you're purchasing your first home, downsizing, or looking for a move-in ready property, this is an opportunity you won't want to miss.

What to check on this one

  • Verify roof age and get 4-point inspection; 1953 home likely flagged by insurers
  • Confirm flood zone via FEMA map; obtain elevation certificate if in AE/VE
  • Inspect for polybutylene plumbing (pre-1995) and cast-iron drain lines (pre-1975)
  • Request septic system service records and last pump date if applicable
  • Get detailed list of recent renovations—scope, permits, contractor documentation

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$700/mo
Property tax (1.1% eff., Duval Co.)$124/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,116/mo

Loan $107,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of FLORIDA HOMES REALTY & MTG LLC. Data via realMLS (Northeast Florida MLS), updated May 30, 2026, 1:15 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.