Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$354,900

12384 CHERRY BLUFF Drive, Jacksonville, FL 32218

Cherry Lakes

Price
$354,900
Beds / Baths
4 / 3
Living area
2,201 sqft
Year built
2019
Type
Residential
Lot
0.21 ac
Garage
2
HOA
$38/mo
CDD
No
Flood zone
Unknown
County
Duval
Days on market
95

You won't find a home as well kept in this price point with this many bells & whistles! The owners have continued to upgrade and improve this home each year. The layout is PERFECT; with 3 bedrooms down and the 4th BR & large bonus room (and 3rd full bath) up. The newly vinyl fenced in yard is perfect for kids or pets. There is also an 8x14 shed for your lawn tools and storage. Recent updates include: interior freshly painted, new fans & lights, extended driveway plus concrete sidewalk around side of house, new attic door & partially floored attic, new glass storm door & custom front door, new carpet and wood look tile in family room, custom built in pantry, SS appliances, granite, new garbage disp, faucet & water filtration sys, owners closets have custom adjustable shelving, enlarged rear patio, new garage door opener and so much more! This is a tremendous house for the money, and would work great for a large family. Built in TV rack in family room conveys.

What to check on this one

  • Verify flood zone designation via FEMA map—unknown status requires clarification before proceeding.
  • Confirm HOA $38/mo covers what; request 12 months statements and current reserve study.
  • Inspect roof condition and get installation date—2019 build should be under warranty.
  • Request documentation on all recent upgrades (paint, flooring, appliances, HVAC) for warranty/lien verification.
  • Verify attic flooring scope and confirm electrical/insulation comply with code if habitable space intended.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,841/mo
Property tax (1.1% eff., Duval Co.)$325/mo
Homeowners insurance (est.)$292/mo
HOA$38/mo
All-in monthly (est.)$2,496/mo

Loan $283,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of RE/MAX SPECIALISTS. Data via realMLS (Northeast Florida MLS), updated Aug 20, 2026, 10:19 PM.

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