$1,714,000
10 3RD Street, St. Augustine, FL 32080, St. Augustine, FL 32080
St Augustine Beach
- Price
- $1,714,000
- Beds / Baths
- 5 / 4
- Living area
- 2,608 sqft
- Year built
- 2000
- Type
- Residential
- Lot
- 0.12 ac
- Garage
- 2
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- St. Johns
- Days on market
- 117
$657/sqft asking, vs a $318/sqft median across 527 closed sales in 32080 over the last 12 months — 107% above the area's closed prices. Condition and lot vary; that's what a showing is for.
SEE VIDEO under 'Facts & Features -Virtual Tour'. Welcome to Coastal Living at Its Finest on St. Augustine Beach's Prestigious ''Golden Mile'' *** Rare STR Investor Alert*** This home is perfect for someone looking to live in one part of the property (perhaps the first floor) and rent out the other half (second floor) as a short-term rental. By occupying part of this home, you could also benefit from Florida's Homestead Exemption and no state income taxes--ideal for those looking for a great place to live while generating rental income. This stunning 5-bedroom, 4-bathroom home offers over 2,600 square feet of living space spread across two stories built with durable concrete block construction with ocean views and over 1,900 square feet of deck space--ideal for soaking in the sea breeze. Recently upgraded and turn-key (fully furnished), this property also features a commercially zoned status, allowing for short-term rentals, making it an exceptional investment opportunity. See the "Updates" document in the documents tab for a list of details regarding recent updates/repairs, totaling over $130,000. Located just steps from the beach, this home epitomizes beach living. With ease of accessibility, a convenient wooden walkway at the end of 3rd Street takes you directly over the dunes and onto the beach, offering a seamless transition from your doorstep to the shore. Step inside to find a flexible layout that could easily be utilized as two separate units. The first floor features a recently updated kitchen, a luxurious owner's suite, and a guest bedroom with a private bath. Enjoy ample storage and access to a two-car garage. Step outside to the private deck with an outdoor shower, surrounded by fragrant jasmine vines, perfect for entertaining, grilling, or simply unwinding. The second floor boasts a modern kitchen with stainless steel appliances and a comfortable living room with cathedral ceilings and skylights. Choose from one of the three spacious bedrooms, or take in breathtaking ocean views and sunsets from the rooftop deck. Please Note: The 5th bedroom is non-conforming, and showing availability is subject to current vacation rentals.
What to check on this one
- Verify short-term rental eligibility with City of St. Augustine zoning & licensing (commercial zoning claim).
- Confirm flood zone designation & obtain elevation certificate if in AE/VE.
- Review roof age & condition; get 4-point inspection given 26-year-old construction.
- Inspect plumbing for polybutylene or cast-iron issues (year 2000 build).
- Pull homestead exemption rules if occupying one unit while renting the other.
- Verify all $130K+ renovation work permitted & inspected by county.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $1,371,200 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of EXP REALTY, LLC. Data via realMLS (Northeast Florida MLS), updated Jun 19, 2026, 6:03 PM.
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