Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$405,000

7484 SPINOLA Road, Jacksonville, FL 32217, Jacksonville, FL 32217

Replat Of San Jose

Price
$405,000
Beds / Baths
3 / 2
Living area
1,825 sqft
Year built
1956
Type
Residential
Lot
0.3 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Duval
Days on market
95

$222/sqft asking, vs a $187/sqft median across 412 closed sales in 32217 over the last 12 months — 19% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Preferred lender offering a free 1-year rate buy-down! Sellers are also offering $5,000 towards buyers' closing costs! WATERFRONT, remodeled home! Major updates include a new roof (2024), water heater (2024), plumbing updates, electrical panel replacement (2024), and HVAC (2017). The renovated kitchen features shaker-style cabinetry, quartz countertops, subway tile backsplash, stainless steel appliances, skylights, and a bright breakfast area overlooking the water. Hardwood floors add warmth throughout the spacious living and dining areas, while large windows and sliding glass doors bring the outdoors in. A walk-in pantry is just the cherry on top! The office space/Florida room overlook the beautiful water views. The updated bathroom showcases modern finishes and a walk-in shower. The spacious primary bedroom with panoramic water views is just what your buyer needs! Outside, enjoy a sprawling covered patio, mature shade trees, a private waterfront setting, and plenty of space for entertaining or relaxing by the water. Conveniently located near shopping, dining, and major commuter routes, this unique property offers peaceful waterfront living in the heart of Jacksonville.

What to check on this one

  • Confirm flood zone designation and obtain elevation certificate for waterfront property.
  • Verify new roof (2024), HVAC (2017), electrical panel, water heater documentation and warranties.
  • Order 4-point inspection; confirm insurer will cover 70-year-old home post-updates.
  • Review plumbing updates scope—confirm no polybutylene or cast-iron lines remain.
  • Pull survey; confirm waterfront setbacks, bulkhead condition, and riparian rights.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,101/mo
Property tax (1.1% eff., Duval Co.)$371/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$2,764/mo

Loan $324,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of HERRON REAL ESTATE LLC. Data via realMLS (Northeast Florida MLS), updated Jun 11, 2026, 5:38 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.