Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$780,000

430 COOPERS COVE Road, St. Augustine, FL 32095

Coopers Cove

Price
$780,000
Beds / Baths
3 / 2
Living area
3,056 sqft
Year built
1978
Type
Residential
Lot
1.94 ac
Garage
2
HOA
None
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
95

$255/sqft asking, vs a $206/sqft median across 1,018 closed sales in 32095 over the last 12 months — 24% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Private Coastal Retreat: Marsh Front Living on 1.94 Acres. Escape to a secluded sanctuary where nature meets versatility. This light-filled 3- bedroom, 2-bathroom home is perfectly positioned on a sprawling marsh front lot, tucked away on a private dirt/gravel road and nestled under a majestic canopy of ancient oak trees.Experience the best of Florida's coastal landscape with direct frontage on Stokes Creek. This tidal waterway offers a serene backdrop for birdwatchers and a launchpad for adventure.*Navigable Access: High-tide access leads directly to the Intercoastal Waterway, making this a true kayak angler's paradise. (Access to neighborhood boat ramp for larger boats) Large Professional Workshop: Equipped with 240V power, ready for heavy machinery, woodshop tools, or an EV charging setup.Covered Parking: Dedicated, high-clearance covered storage for your boat or RV, keeping your toys protected from the elements.No HOA and No flood insurance requirements!

What to check on this one

  • Verify actual flood zone designation—FEMA map check despite seller claim of no flood insurance need
  • Obtain roof inspection report; 1978 home likely near or past insurer 15-20 year replacement threshold
  • Request 4-point inspection + wind-mitigation assessment; age and coastal location trigger insurer requirements
  • Confirm elevation certificate on file; waterfront marsh-front lot may affect future lending or resale
  • Review septic system age, maintenance records, and drainfield location relative to wetlands
  • Inspect seawall/bulkhead condition; tidal creek frontage requires structural integrity verification

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$4,047/mo
Property tax (1.1% eff., St. Johns Co.)$715/mo
Homeowners insurance (est.)$455/mo
All-in monthly (est.)$5,217/mo

Loan $624,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of JOHN WOLFEL REAL ESTATE LLC. Data via realMLS (Northeast Florida MLS), updated Aug 25, 2026, 10:01 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.