Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$114,000

5601 PANSY Lane, Jacksonville, FL 32209, Jacksonville, FL 32209

Magnolia Gardens

Price
$114,000
Beds / Baths
2 / 1
Living area
846 sqft
Year built
1957
Type
Residential
Lot
0.35 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Duval
Days on market
96

$135/sqft asking, vs a $109/sqft median across 689 closed sales in 32209 over the last 12 months — 23% above the area's closed prices. Condition and lot vary; that's what a showing is for.

This 2-bedroom, 1-bath concrete block property is located in the well-established Cleveland Heights neighborhood. The home features a covered carport, fenced backyard, and a spacious rear laundry room. The property is tenant-occupied through December 31st with current rental income of $1,000 per month, making it an investor-friendly opportunity with immediate cash flow potential. One of the standout features of this property is the large outdoor space, ideal for enjoying outdoor activities, adding future improvements, or increasing its appeal as a residential rental investment. This property presents a great opportunity for a small family or investor looking for potential in a solid location. Feel free to visit and see the possibilities for yourself.

What to check on this one

  • Verify actual flood zone designation with FEMA map—unknown status is a red flag for investors.
  • Get roof inspection report and age; 1957 concrete block may need roof replacement soon.
  • Confirm tenant lease terms, deposit held, and lease end date (December 31st verified).
  • Order 4-point inspection (insurer requirement for pre-1975 homes in Florida).
  • Check for polybutylene plumbing or cast-iron drain lines; both cost significant money to replace.
  • Inspect concrete block for cracks, efflorescence, or moisture issues common in older coastal homes.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$592/mo
Property tax (1.1% eff., Duval Co.)$105/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$989/mo

Loan $91,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of VIRTUALTY REAL ESTATE. Data via realMLS (Northeast Florida MLS), updated Aug 27, 2026, 1:55 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.