$275,000
1601 NECTARINE Street A3, Fernandina Beach, FL 32034, Fernandina Beach, FL 32034
The Palms At Amelia
- Price
- $275,000
- Beds / Baths
- 2 / 2
- Living area
- 978 sqft
- Year built
- 1999
- Type
- Condo
- Lot
- —
- Garage
- 0
- HOA
- $392/mo
- CDD
- No
- Flood zone
- Unknown
- County
- Nassau
- Days on market
- 103
$281/sqft asking, vs a $405/sqft median across 269 closed sales in 32034 over the last 12 months — 31% below the area's closed prices. Unit priced 30.6% below area comps at $281/sqft versus $405/sqft; ask listing agent for specific reason behind the discount.
Welcome to this fully furnished 2-bedroom, 2-bath first-floor condo at Palms of Amelia, ideally located in the heart of beautiful Amelia Island! Enjoy easy access to the beach, historic downtown Fernandina Beach, restaurants, grocery stores, golf courses, tennis courts, fitness centers, and more, with Baptist Medical Center just a couple blocks away. Unit A-3 is a short walk to the community pool, hot tub, and outdoor pavilion with grilling area. Inside, the condo features stainless steel appliances, granite countertops, crown molding, tiled wet areas, and handicap-accessible modifications to the doors and primary bathroom. Abundant cabinet and closet space provide excellent storage, along with a large exterior storage room near the front door perfect for bikes, golf clubs, and beach gear. Whether you're searching for a winter getaway or full-time island living, this move-in ready condo offers comfort, convenience, and the relaxed Amelia Island lifestyle.
What to check on this one
- Obtain current condo milestone inspection report and SIRS filing status.
- Request HOA financial statements, reserve study, and rental restriction policy.
- Confirm flood zone designation and obtain elevation certificate if in AE/VE.
- Verify roof age and current insurance carrier acceptance of the building.
- Review HOA meeting minutes for any pending special assessments or litigation.
- Confirm plumbing materials and ask for any recent updates to building systems.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $220,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of AMELIA ISLAND REAL ESTATE SERVICES. Data via realMLS (Northeast Florida MLS), updated Aug 10, 2026, 3:54 PM.
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