Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$640,000

1821 LEEWARD Lane, Neptune Beach, FL 32266

Leeward Landing

Price
$640,000
Beds / Baths
4 / 3
Living area
1,863 sqft
Year built
1981
Type
Residential
Lot
0.24 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Duval
Days on market
82
Elementary
Neptune Beach
Middle
Fletcher Jr High
High school
Duncan Fletcher

Prime location in Neptune Beach. This adorable coastal home is minutes away from the Atlantic Ocean at Neptune Beach. Neptune Beach elementary as well as a great dog park are very close by. This home offers 4 bedrooms, 3 full baths, family room with wood burning fireplace. Kitchen with island and large eating area are great for family dinners. Kitchen has been updated with Silestone counter tops. Cabinets offer plenty of storage and a walk-in pantry is a plus. The fenced backyard offers privacy while enjoying the evening on the screen patio. The 4th bedroom (non-conforming) with a private entrance is ADA accessible with a ramp for easy entry. A full accessible bathroom as well as a kitchenette make this area perfect for additional family or even a home office. Solar panels are a bonus feature for this home and are paid in full and provide very reasonable utility bills. Roof is 3 years old. Hybrid water heater is energy efficient. Flood insurance is not required.

What to check on this one

  • Verify roof age claim—inspect installation date and warranty docs from 3 years ago.
  • Confirm solar panel ownership—obtain proof panels are paid in full, not leased.
  • Pull flood zone designation from FEMA map—verify insurer's flood-insurance-not-required statement.
  • Obtain 4-point inspection report—1981 home needs underwriting review for insurability.
  • Request hybrid water heater service records and remaining warranty coverage details.
  • Verify 4th-bedroom legal nonconforming status with city—confirm no permit issues exist.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$3,321/mo
Property tax (1.1% eff., Duval Co.)$587/mo
Homeowners insurance (est.)$373/mo
All-in monthly (est.)$4,281/mo

Loan $512,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of LATITUDE 30 REALTY LLC. Data via realMLS (Northeast Florida MLS), updated Aug 13, 2026, 12:17 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.