Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$315,000

41 N WHITNEY Street, St. Augustine, FL 32084, St. Augustine, FL 32084

West Augustine

Price
$315,000
Beds / Baths
4 / 2
Living area
1,438 sqft
Year built
1978
Type
Residential
Lot
0.37 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
102
Elementary
Webster
Middle
Murray
High school
St. Augustine

$219/sqft asking, vs a $211/sqft median across 1,092 closed sales in 32084 over the last 12 months — 4% above the area's closed prices. Condition and lot vary; that's what a showing is for.

West Augustine home situated on an oversized lot .38 acres just minutes from historic downtown, local dining, shopping, and the beaches. This property offers a unique blend of location, and opportunity with generous outdoor space rarely found this close to the heart of the city. Conveniently located with easy access to US-1, Flagler College, and all that St. Augustine has to offer. A perfect investment opportunity. 41 N Whitney presents exceptional potential in one of Northeast Florida's most sought-after areas. All information provided is deemed reliable but is not guaranteed and should be independently verified by buyer including: The verification of all measurements, dimensions, and any other information deemed important. New: A/C unit and newer roof and stove.

What to check on this one

  • Confirm roof installation date; verify 'newer' means < 5 years for insurer approval
  • Get A/C tonnage, refrigerant type, installation date; collect HVAC maintenance records
  • Obtain flood zone designation from FEMA map; if AE/VE, request elevation certificate
  • Verify plumbing type (polybutylene/cast-iron common in 1978); budget for replacement if present
  • Confirm stove fuel type, age, and working condition with seller disclosure
  • Title search: check for liens, encroachments, or easements on oversized .37-acre lot

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,634/mo
Property tax (1.1% eff., St. Johns Co.)$289/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$2,215/mo

Loan $252,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE. Data via realMLS (Northeast Florida MLS), updated Aug 3, 2026, 8:03 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.