Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$249,900

1546 SE 4TH Avenue, Melrose, FL 32666, Melrose, FL 32666

Santa Fe Shores

Price
$249,900
Beds / Baths
3 / 2
Living area
1,240 sqft
Year built
1984
Type
Residential
Lot
0.57 ac
Garage
1
HOA
None
CDD
No
Flood zone
Unknown
County
Bradford
Days on market
96
Middle
Bradford
High school
Bradford

$202/sqft asking, vs a $187/sqft median across 81 closed sales in 32666 over the last 12 months — 8% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Updated home on a canal to Lake Santa Fe conveniently located between Melrose and Keystone Heights. Updates include LVP throughout (no carpet), metal roof, well pump, HVAC, and more! Wood burning fireplace in the living room, large kitchen with island and eat in space. Covered front deck and screen porch on canal side. Wood deck @ canal, covered boat slip and concrete boat ramp. Minutes to shopping and eateries in Melrose and Keystone Heights. Easy commute to Gainesville, Ocala, St Augustine and Jacksonville. Make this a full time home or weekend retreat!

What to check on this one

  • Verify septic system inspection and pumpout records; ask about tank size and last service date.
  • Confirm well pump age, water quality testing results, and any treatment system documentation.
  • Get roof installation date and materials spec; metal roof should have warranty details.
  • Request mobile home title transfer requirements and any park/lot lease terms if applicable.
  • Verify flood zone designation with FEMA map; waterfront location may require elevation certificate.
  • Check HVAC and water heater age; obtain maintenance records and warranty info if available.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,297/mo
Property tax (1.1% eff., Bradford Co.)$229/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,818/mo

Loan $199,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of FLORIDA HOMES REALTY & MTG LLC. Data via realMLS (Northeast Florida MLS), updated Jun 2, 2026, 5:58 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.