$469,900
123 ESPERANZA GROVE, East Palatka, FL 32131, East Palatka, FL 32131
Esperanza Shores
- Price
- $469,900
- Beds / Baths
- 3 / 2
- Living area
- 2,500 sqft
- Year built
- 1963
- Type
- Residential
- Lot
- 0.73 ac
- Garage
- 1
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Putnam
- Days on market
- 95
$188/sqft asking, vs a $172/sqft median across 43 closed sales in 32131 over the last 12 months — 10% above the area's closed prices. Condition and lot vary; that's what a showing is for.
Whether you're retiring in style, raising a family, or simply love a quiet, peaceful, Florida lifestyle, this beautifully renovated, modern, ranch style home in East Palatka delivers it all-a stunning resort-style pool, quick access to St. John's River, and room for your boat or RV. Set on a lovely Old Florida, river peninsula, the home also boasts a large, modern, farmhouse kitchen featuring high-end LG appliances and shaker cabinetry. The oversized master suite includes an updated bath, office area, and walk-in closet. Two additional bedrooms and a second full bath complete the home. Outside features a fully wired workshop and garage with 30-amp RV/boat service, potting shed, storage shed, fruit trees, vegetable gardens, and a magnificent oak tree all on 3/4 of an acre. Property is less than 5 minutes from the public boat ramp, and 30 minutes from historic Saint Augustine and beaches.
What to check on this one
- Verify roof age and condition; 1963 home likely needs 4-point inspection for insurance.
- Order flood zone map and elevation certificate—confirm flood risk for this Putnam County location.
- Get septic system inspection records and maintenance history.
- Confirm pool equipment age, permits, and current maintenance schedule.
- Verify workshop/garage electrical permits and 30-amp RV service installation documentation.
- Check for polybutylene or cast-iron plumbing; original 1963 systems need assessment.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $375,920 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of BEYCOME OF FLORIDA LLC. Data via realMLS (Northeast Florida MLS), updated Jun 15, 2026, 12:45 PM.
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