Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$325,000

3939 ENGLISH COLONY Drive S, Jacksonville, FL 32257, Jacksonville, FL 32257

Colonial Pines

Price
$325,000
Beds / Baths
3 / 2
Living area
1,413 sqft
Year built
1988
Type
Residential
Lot
0.15 ac
Garage
2
HOA
None
CDD
No
Flood zone
Unknown
County
Duval
Days on market
95

$230/sqft asking, vs a $193/sqft median across 576 closed sales in 32257 over the last 12 months — 19% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Welcome to this charming move in a ready home featuring a comfortable layout for everyday living The bright eat-in kitchen offers stainless steel appliances, ample cabinet and counter space, adjacent dining area that can easily be used as an office. Relax in the cozy living area highlighted by a wood-burning fireplace. Step outside to enjoy the fully fenced backyard with plenty of room for pets, play, gardening, or outdoor entertaining. Spacious primary bedroom with large walk in closet. Conveniently centrally located near shopping, dining, schools, and major roadways, this home offers both comfort and accessibility. Best of all -- enjoy the freedom of no HOA or CDD fees. Don't miss this opportunity to own a move-in-ready home in a desirable location!

What to check on this one

  • Verify roof age and condition; 38-year-old home likely needs replacement soon or insurance issues.
  • Obtain 4-point inspection (roof, plumbing, electrical, HVAC) — required by most insurers on 1988 homes.
  • Confirm actual flood zone via FEMA map; listing shows 'unknown' — critical for insurance and lender.
  • Request plumbing material documentation — 1988 home may have polybutylene or cast-iron; verify condition.
  • Get HVAC age and maintenance records; original systems may need replacement within 2–5 years.
  • Walk through with inspector; fireplace flue, electrical panel, and foundation cracks common in this era.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,686/mo
Property tax (1.1% eff., Duval Co.)$298/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$2,276/mo

Loan $260,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of HOUWZER, INC.. Data via realMLS (Northeast Florida MLS), updated Aug 26, 2026, 9:06 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.