Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$675,000

11066 COWPEN Road, Sanderson, FL 32087

Cedar Creek

Price
$675,000
Beds / Baths
4 / 3
Living area
2,272 sqft
Year built
2026
Type
Residential
Lot
10.02 ac
Garage
2
HOA
None
CDD
No
Flood zone
Unknown
County
Baker
Days on market
95
Middle
Baker County
High school
Baker County

Don't miss this opportunity own your dream home on a generous lot with room to grow! Nestled on a beautiful, oversized lot on 10 acres, this MOVE IN READY property offers 4 bedrooms, 3 bathrooms, an office and a 2-car garage, providing ample space for your family and lifestyle. In addition to the primary bathroom, there is an additional bedroom with an ensuite bath. The kitchen features 42'' cabinetry with soft-close drawers, quartz countertops, and an unforgetable walk-in pantry with built in shelves. Enjoy the benefits of a split floor plan and modern finishes. With no HOA or CDD you have the freedom to make this property truly your own!!

What to check on this one

  • Verify flood zone designation via Baker County Property Appraiser or FEMA map.
  • Confirm roof warranty and builder details for 2026 new construction.
  • Request builder's structural/mechanical warranty documentation and transfer eligibility.
  • Check well and septic system permits, maintenance records, and capacity.
  • Verify lot survey and any deed restrictions or easements on 10 acres.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$3,502/mo
Property tax (1.1% eff., Baker Co.)$619/mo
Homeowners insurance (est.)$394/mo
All-in monthly (est.)$4,515/mo

Loan $540,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of RIVER CITY RENTALS AND REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 26, 2026, 8:54 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.