Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$389,490

29 SAWDUST Lane, Palm Coast, FL 32137, Palm Coast, FL 32137

Sawmill Branch

Price
$389,490
Beds / Baths
4 / 3
Living area
1,987 sqft
Year built
2026
Type
Residential
Lot
Garage
3
HOA
$21/mo
CDD
Yes
Flood zone
Unknown
County
Flagler
Days on market
95
Elementary
Belle Terre
Middle
Indian Trails
High school
Matanzas

$196/sqft asking, vs a $195/sqft median across 313 closed sales in 32137 over the last 12 months — 1% above the area's closed prices. Condition and lot vary; that's what a showing is for.

The Madison floor plan offers 1,987 square feet of beautifully designed living space with 4 bedrooms, 3 bathrooms, and a 3-car garage which is ideal for families who want space, comfort, and versatility. This thoughtfully crafted layout features a spacious open-concept design where the kitchen, dining niche, and large gathering room all flow together seamlessly in one expansive living area. The covered patio is perfect for outdoor entertaining. The bonus is the 3-car garage that gives enough space for 3 cars and all the toys a family can want. The kitchen is the true heart of the home, showcasing a large center island ideal for hosting, casual meals, or gathering with friends and family. With generous counter space for meal prep and entertaining, you'll have room for everything you need while staying connected to the main living areas. The private owner's suite is a relaxing retreat featuring a spacious walk-in closet, dual sinks, and a convenient linen closet.

What to check on this one

  • Verify exact flood zone designation and elevation certificate requirement with seller.
  • Confirm CDD bond payoff amount and remaining assessment term.
  • Request builder's one-year warranty details and coverage scope.
  • Confirm HOA $21/mo covers what amenities; review restrictions on rentals.
  • Verify waterfront means pond, creek, or bay; check erosion/drainage issues.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,021/mo
Property tax (1.1% eff., Flagler Co.)$357/mo
Homeowners insurance (est.)$292/mo
HOA$21/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$2,858/mo

Loan $311,592 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of D R HORTON REALTY INC. Data via realMLS (Northeast Florida MLS), updated Aug 25, 2026, 2:58 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.