Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$595,000

8550 A1A S 343, St. Augustine, FL 32080

Summerhouse

Price
$595,000
Beds / Baths
2 / 2
Living area
1,064 sqft
Year built
1982
Type
Condo
Lot
Garage
0
HOA
$681/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
95
Elementary
W. D. Hartley
Middle
Gamble Rogers
High school
Pedro Menendez

$559/sqft asking, vs a $373/sqft median across 324 closed sales in 32080 over the last 12 months — 50% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Experience the best of beachside living with this exceptional, updated ground-floor condo in the sought-after Summer House community. With beautiful ocean views and direct access to the beach just steps from your door, this turnkey unit is fully furnished and move-in ready--perfect as a primary residence, vacation getaway, or high-performing short-term rental. The thoughtfully designed floor plan offers two spacious bedrooms and two full bathrooms, with every square foot smartly utilized. The kitchen, dining, and living areas blend seamlessly together, creating an open, airy feel that's ideal for entertaining or relaxing after a day in the sun.

What to check on this one

  • Obtain condo milestone inspection report and SIRS reserve study—44-year-old building requires full assessment.
  • Pull last 5 years HOA meeting minutes, financial statements, and special assessment history.
  • Verify actual flood zone via FEMA map; get elevation certificate if in AE/VE zone.
  • Request condo estoppel letter showing current HOA fees, liens, and any pending assessments.
  • Confirm short-term rental lease terms allowed under HOA bylaws before purchase.
  • Get 4-point inspection and wind-mitigation report; verify roof age and insurance eligibility.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$3,087/mo
Property tax (1.1% eff., St. Johns Co.)$545/mo
Homeowners insurance (est.)$347/mo
HOA$681/mo
All-in monthly (est.)$4,660/mo

Loan $476,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of THE NEWCOMER GROUP. Data via realMLS (Northeast Florida MLS), updated Aug 17, 2026, 3:18 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.