$260,000
3083 ZEYNO Drive, Middleburg, FL 32068, Middleburg, FL 32068
Retreat
- Price
- $260,000
- Beds / Baths
- 3 / 3
- Living area
- 1,896 sqft
- Year built
- 2017
- Type
- Townhouse
- Lot
- 0.06 ac
- Garage
- 2
- HOA
- $29/mo
- CDD
- No
- Flood zone
- Unknown
- County
- Clay
- Days on market
- 95
$137/sqft asking, vs a $170/sqft median across 135 closed sales in 32068 over the last 12 months — 20% below the area's closed prices. Condition and lot vary; that's what a showing is for.
Welcome home to this beautifully updated townhome in a quiet, amenity rich Middleburg community at 3083 Zeyno Drive, FL 32068. Listings here are rare, and this move in ready home combines modern finishes with a comfortable, functional layout perfect for everyday living, first time buyers, downsizers, or an easy low maintenance investment. Step inside to an inviting main living area that flows into a tastefully updated kitchen, featuring modern cabinetry, updated counters, and stylish finishes that make cooking and entertaining a pleasure. The adjacent dining and living spaces create an open, airy feel with plenty of room to relax or host guests. Upstairs, the generous owner's suite easily fits a king sized bed plus a cozy seating area, giving you a true retreat at the end of the day. The en suite and additional bathrooms have all been updated, offering a clean, modern look with fresh fixtures and finishes throughout. A spacious second bedroom comfortably accommodates a queen sized bed, making it ideal for family, guests, or a work from home setup. With thoughtful storage and a smart use of space, this townhome lives larger than it looks in photos. Outside your front door, enjoy a lifestyle that feels like a private retreat: cast a line in the community's stocked ponds, take your four legged family members to the dog park, or unwind on the nature trail surrounded by peaceful green space. Kids and guests will love the neighborhood playground, giving everyone a place to gather, play, and connect. Additional conveniences include an in unit laundry area, low maintenance living, and a location near Clay County schools, parks, boating, fishing, trails, shopping, and everyday conveniences. Washer, dryer, stands, and freezer do not convey. Ask about FHA, VA, and USDA financing options. Don't miss your chance to own a beautifully updated home with outstanding amenities in a fantastic Middleburg location.
What to check on this one
- Confirm exact flood zone and elevation certificate; property near water requires verification
- Request 4-point inspection report; 2017 roof should be insurable but verify with carrier
- Review HOA documents—amenities, reserve fund status, any pending assessments beyond $29/mo
- Verify all recent renovation permits and completion certificates with Clay County
- Confirm waterfront easement terms, maintenance obligations, and any HOA water-access restrictions
- Check HOA rental restrictions if future investment/leasing is a possibility
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $208,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of MOMENTUM REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 24, 2026, 8:15 PM.
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