Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$105,000

3923 SKIPPER Road, Middleburg, FL 32068, Middleburg, FL 32068

Osceola Forest

Price
$105,000
Beds / Baths
0 / 0
Living area
0 sqft
Year built
0
Type
Land
Lot
3.8 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Clay
Days on market
96

Escape to peaceful country living on this beautiful 3.82-acre corner lot offering privacy, convenience, and future potential. Recently returned to the market after completion of a wetland survey, the property now includes valuable information for future planning and development. Approximately 2 acres appear to be buildable and high-and-dry, providing an ideal setting for a custom home, manufactured home, barn, workshop, or mini-farm (subject to county requirements). The land is cleared and partially fenced with an artesian well, septic system, and power available. Recent improvements include additional clearing, tree removal, and a Connex box suitable for storage, a workshop, or barn use. A prepared field features wood poles, no-climb horse fencing, and gates ready for installation. Enjoy the peace of rural living while remaining just minutes from schools, shopping, and nearby state parks. A rare opportunity to create your dream homestead with existing infrastructure already in place

What to check on this one

  • Verify wetland survey results and any buildable-acre restrictions with Clay County.
  • Confirm septic system capacity and well water quality/flow rate documentation.
  • Check Clay County zoning for permitted uses: workshop, barn, manufactured home, mini-farm.
  • Obtain flood zone designation and elevation certificate for the 2 buildable acres.
  • Review power line easements, setback requirements, and road/access deed restrictions.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$545/mo
Property tax (1.1% eff., Clay Co.)$96/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$933/mo

Loan $84,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of FATHOM REALTY FL, LLC.. Data via realMLS (Northeast Florida MLS), updated Aug 11, 2026, 8:56 PM.

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