Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$309,900

64 HOUGHTON Alley, St. Augustine, FL 32092, St. Augustine, FL 32092

Silver Falls

Price
$309,900
Beds / Baths
3 / 3
Living area
1,707 sqft
Year built
2025
Type
Townhouse
Lot
0.05 ac
Garage
1
HOA
$285/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
96

$182/sqft asking, vs a $196/sqft median across 364 closed sales in 32092 over the last 12 months — 8% below the area's closed prices. Condition and lot vary; that's what a showing is for.

No need to wait! This 2025-built townhouse has never been lived in - & it's available right now, giving you a head start on comparable new construction in the community that won't be ready until late summer. Step inside to wood-look tile floors flowing through the main level & a kitchen that impresses w/ white cabinetry, white quartz countertops, stainless steel appliances, & a breakfast bar. Upstairs, a generous loft offers flexible space for an office setup, playroom, or lounging area. The primary suite features a huge walk-in closet & an en-suite bath with dual quartz vanities & a walk-in shower. Washer & dryer are conveniently located in the upstairs laundry room. Unwind on the screened lanai after a long day. Beyond your door, enjoy an amenity-packed master-planned golf cart community - w/ NO CDD fees. SilverLeaf is a Golf Cart Community with playgrounds, a sports field, dog park, bike paths, an immense amenity center with clubhouse facilities and pools/splash pad+++

What to check on this one

  • Confirm exact flood zone & elevation certificate requirement with St. Johns County
  • Verify HOA $285/mo covers what—insurance, amenities, reserves, special assessments pending
  • Review HOA covenants for rental restrictions & short-term rental eligibility
  • Confirm builder warranty details & transferability to you as first owner
  • Request HOA financial statements & reserve study for SilverLeaf community

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,608/mo
Property tax (1.1% eff., St. Johns Co.)$284/mo
Homeowners insurance (est.)$292/mo
HOA$285/mo
All-in monthly (est.)$2,469/mo

Loan $247,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of MAXREV, LLC. Data via realMLS (Northeast Florida MLS), updated Aug 27, 2026, 2:36 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.