Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$819,000

128 WINDWALKER Drive, St. Johns, FL 32092

Wards Creek

Price
$819,000
Beds / Baths
5 / 6
Living area
3,783 sqft
Year built
2020
Type
Residential
Lot
0.3 ac
Garage
3
HOA
$64/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
89
Elementary
Mill Creek Academy
Middle
Mill Creek Academy
High school
Tocoi Creek

$216/sqft asking, vs a $205/sqft median across 2,774 closed sales in 32092 over the last 12 months — 6% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Open House: SAT, 9/12 | 12-2p. Lake views, nearly 3,800 square feet, 5 bedrooms, 5.5 baths & a 3-car tandem garage come together in this exceptional home, with nearly $100,000 in enhancements, set on a generously sized lot with serene lake views in sought-after St. Johns County. SELLERS ARE MOTIVATED! The open-concept floor plan features soaring ceilings, modern finishes, luxury laminate hardwood floors, and seamless flow throughout the main living areas. The gourmet kitchen offers premium cabinetry, stainless steel appliances, and a large island overlooking the living and dining spaces. Downstairs includes a dedicated office/flex space, half bath, and laundry room. The spacious primary suite offers a spa-inspired bath and walk-in closet, while additional bedrooms each feature access to full baths for added privacy. Upstairs loft/flex space provides extra living options. The oversized garage offers exceptional storage and versatility. Relax on the upgraded backyard patio!

What to check on this one

  • Verify flood zone designation with St. Johns County Property Appraiser map.
  • Confirm HOA $64/month covers what; request covenants and restrictions document.
  • Review builder warranty coverage and any remaining transferable protections.
  • Inspect HVAC system age and maintenance records for 6-year-old home.
  • Obtain home inspection report noting any foundation, grading, or drainage issues.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$4,250/mo
Property tax (1.1% eff., St. Johns Co.)$751/mo
Homeowners insurance (est.)$478/mo
HOA$64/mo
All-in monthly (est.)$5,543/mo

Loan $655,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of DOGWOOD REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 27, 2026, 5:44 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.