$329,900
913 OTTER CREEK Drive, Orange Park, FL 32065
Timber Lake
- Price
- $329,900
- Beds / Baths
- 5 / 3
- Living area
- 2,390 sqft
- Year built
- 2005
- Type
- Residential
- Lot
- 0.14 ac
- Garage
- 2
- HOA
- $7/mo
- CDD
- Yes
- Flood zone
- Unknown
- County
- Clay
- Days on market
- 77
Great opportunity to own in sought-after Oakleaf! This short sale property offers excellent value with a functional layout, spacious rooms, and plenty of potential to make it your own. Enjoy convenient access to top-rated schools, parks, shopping, and restaurants. Perfect for primary residence or investment opportunity. Roof is 2021. Exterior paint 2020 & AC 2017. Property sold as-is.
What to check on this one
- Verify flood zone designation and obtain elevation certificate if in AE/VE zone.
- Pull CDD bond payoff amount and confirm annual assessment with county.
- Obtain 4-point inspection report (roof, HVAC, plumbing, electrical).
- Request HOA documents confirming $7/mo fee and any rental restrictions.
- Confirm short-sale lender approval status and closing timeline with listing agent.
- Inspect AC 2017 unit; verify maintenance records and remaining warranty coverage.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $263,920 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of KELLER WILLIAMS FIRST COAST REALTY. Data via realMLS (Northeast Florida MLS), updated Jun 29, 2026, 4:18 PM.
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