Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$671,500

258 HOLLY CREEK Drive, St. Johns, FL 32259

Rivertown Forest

Price
$671,500
Beds / Baths
4 / 4
Living area
3,257 sqft
Year built
2026
Type
Residential
Lot
Garage
3
HOA
$4/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
34

Lot 53 -The Emerson offers an ideal layout for active, growing families who want a balance of open gathering areas and private retreats. A study off the foyer works well as an office or homework space. Beyond it, the Great Room becomes the heart of the home, filled with natural light from a wall of windows and sliding glass doors to the lanai. The island kitchen overlooks both the Great Room and dining area, creating a seamless flow for everyday living or entertaining. This 3,257-square-foot design also features an upstairs loft perfect for recreation or media use. The owner's suite is thoughtfully separated from the three secondary bedrooms, ensuring privacy and comfort for all. Set along the St. Johns River, RiverTown features parks, lakes, preserves, and miles of scenic trails designed for active, connected living in Northeast Florida.

What to check on this one

  • Verify actual flood zone designation and obtain elevation certificate if in AE/VE
  • Confirm CDD bond payoff amount and annual assessment schedule
  • Review HOA covenants for short-term rental restrictions
  • Inspect roof documentation and confirm builder warranty coverage
  • Verify homeowner's insurance availability and quote for new construction

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$3,484/mo
Property tax (1.1% eff., St. Johns Co.)$616/mo
Homeowners insurance (est.)$392/mo
HOA$4/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$4,663/mo

Loan $537,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of MATTAMY REAL ESTATE SERVICES. Data via realMLS (Northeast Florida MLS), updated Jul 6, 2026, 2:30 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.