Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$650,000

2003 SEMINOLE Road 2003, Atlantic Beach, FL 32233

Seminole Dunes

Price
$650,000
Beds / Baths
3 / 3
Living area
1,704 sqft
Year built
1984
Type
Condo
Lot
0.03 ac
Garage
1
HOA
$650/mo
CDD
No
Flood zone
Unknown
County
Duval
Days on market
78
Elementary
Atlantic Beach
Middle
Mayport
High school
Duncan Fletcher

JUST STEPS FROM THE OCEAN in Atlantic Beach proper! Located in Seminole Dunes. Feels like 3 unique levels of coastal living with a garage, multiple outdoor living spaces with the relaxing sound of the ocean right from your balcony. Recent improvements include: • ROOF 2024 • HVAC 2025 • WATER HEATER 2024 • NEW RANGE & DISHWASHER Refreshed kitchen cabinetry • CLOSET BY DESIGN - MBR Bonus use of the First floor = endless flexibility. The PRIVATE ENTRY to bedroom and bath setup easily works as mother-in-law space, home office or potential rental income opportunity. Additional features include: • Fireplace • Custom Blinds • Hurricane Shutters • Tile and wood floors, No carpet • Washer/Dryer • Chest Freezer in garage stays • Screened porch • Private primary suite balcony • Outdoor shower • Attached garage • Generous storage Enjoy the easy to maintain, lock and leave...beachside condo lifestyle.

What to check on this one

  • Verify condo milestone/SIRS reports and current reserve funding status.
  • Confirm HOA rental policy—in-law suite and short-term rental eligibility.
  • Obtain flood zone designation and elevation certificate for Atlantic Beach location.
  • Review HOA docs: special assessments, recent/pending improvements, insurance costs.
  • Confirm 2024 roof certification and get HVAC/water heater warranty documentation.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$3,373/mo
Property tax (1.1% eff., Duval Co.)$596/mo
Homeowners insurance (est.)$379/mo
HOA$650/mo
All-in monthly (est.)$4,998/mo

Loan $520,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of PONTE VEDRA PALM VALLEY REAL ESTATE COMPANY LLC. Data via realMLS (Northeast Florida MLS), updated Jul 25, 2026, 4:01 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.