Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$1,790,000

874 S HARBOR LIGHTS Drive, Ponte Vedra, FL 32081, Ponte Vedra, FL 32081

Marsh Harbor

Price
$1,790,000
Beds / Baths
0 / 0
Living area
0 sqft
Year built
0
Type
Land
Lot
1.16 ac
Garage
0
HOA
$214/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
96
Elementary
Ocean Palms
Middle
Alice B. Landrum
High school
Ponte Vedra

Homesite number 7 is available! Build your custom dream home on the 99' front feet intracoastal homesite located in the exclusive gated community of Marsh Harbor with gorgeous eastern exposure and expansive intracoastal to marsh views. Water views to the east and the west. A significant advantage for the prospective purchaser is the absence of any specified deadline by which construction of the new residence must commence. Select from one of the approved custom home builders or bring your own, subject to ARB approval. Homesite is 1.16 acres (99' x 505') and bordered by preserved natural landscapes ensuring unmatched privacy. Buildable homesite area is 0.27 acre (100' x 165'). Just minutes from the beach and convenient access to nearby shops, restaurants, and Nocatee Town Center. Approximately 19 nautical miles to the St. Augustine inlet or Mayport inlet. Low HOA dues currently $2,567.96 annually and a one time capital contribution for $3,851.94.

What to check on this one

  • Confirm actual flood zone designation with St. Johns County Property Appraiser—critical for insurability and financing.
  • Verify HOA covenants, deed restrictions, and ARB approval process for custom builder selection and design standards.
  • Obtain elevation certificate if flood zone is AE/VE; confirm buildable area matches 0.27-acre claim and setback requirements.
  • Request HOA financials, reserve study, and future special assessment schedule beyond current $2,567.96 annual dues.
  • Confirm no construction timeline mandate in deed; clarify lender requirements for construction loan and timeline expectations.
  • Verify utilities available (water, sewer, electric, gas) to the 0.27-acre buildable footprint and any connection costs.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$9,288/mo
Property tax (1.1% eff., St. Johns Co.)$1,641/mo
Homeowners insurance (est.)$1,044/mo
HOA$214/mo
All-in monthly (est.)$12,187/mo

Loan $1,432,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of KELLER WILLIAMS REALTY ATLANTIC PARTNERS. Data via realMLS (Northeast Florida MLS), updated Aug 31, 2026, 2:06 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.